By: Dijana Ebach
Published on: March 8th, 2025
In today’s ever-changing financial world, understanding money matters is more important than ever for women. Looking ahead, it’s exciting to see that by 2030, women are expected to control an incredible $30 trillion in financial assets in the U.S. alone1, thanks to generational wealth transfer. This shift presents a fantastic opportunity for women to shape economic trends and make impactful financial decisions on a grand scale.
Currently, women hold about 32% of global wealth2, and this share is steadily increasing. However, despite this growing financial power, there’s still a noticeable gap in financial literacy between men and women. Studies consistently show that women score lower than men on financial literacy assessments, even when they manage household finances3. This gap highlights the urgent and obvious need for tailored financial education and resources to empower women with the knowledge and skills they need to manage their wealth confidently.
One eye-opening finding from a UBS study revealed that 49% of women defer long-term financial planning to their spouse, even though they desire to be more involved4. Relying on partners for financial decisions can leave women vulnerable, especially in cases of divorce, widowhood, or other life changes. This underscores the importance of fostering financial independence and confidence among women.
Additionally, a Mercer study found that women retire with 30% less wealth than men on average, despite living longer5. This disparity can significantly impact women’s financial security in their later years. Addressing this issue requires a comprehensive approach, including promoting financial literacy from a young age, encouraging women to take an active role in their financial planning, and providing access to financial advisors who understand women’s unique challenges.
As women continue gaining financial power and influence, bridging the financial literacy gap is crucial. By equipping women with the tools and knowledge they need to make informed financial decisions, we can ensure they are well-prepared to manage their wealth and secure their financial futures.
Financial literacy is not just a personal benefit; it’s a societal imperative that will contribute to overall economic stability and growth. As Ben Franklin said, “An investment in knowledge pays the best interest.”
In celebration of International Women’s Day, we’ve gathered inspiring moments from Prime Quadrant events and webinars, featuring exceptional women in finance:
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