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Funding Today, Fiscal Deficit Tomorrow

By: Dennis Ly A novel virus has the ability to launch the world into a global pandemic, shaking up the economy of every country, and transforming the very notion of what is considered “normal” day-to-day living standards. That is exactly what COVID-19 has accomplished...

Being 100% Right on the Trend and 100% Wrong on the Execution

Let us assume we know that the price of sanitizer will go up. Our initial reaction might be to visit the closest store to buy what we can because we are an avid user of sanitizer, constrained only by our ability to store it. Imagine instead if we purchased sanitizer...

Howard Marks’ Memos

In the first of the four memos, Nobody Knows II, I described the distinction made by Harvard epidemiologist Marc Lipsitch.  He said there are (a) facts, (b) informed extrapolations from analogies to other viruses and (c) opinion or speculation.  At that point, I...

Home Bias Investing

It is generally unwise to argue with legendary investors like Warren Buffett and Peter Lynch, but I have a bone to pick with those two. In my humble and barely pubescent opinion, they have promulgated one of the most naïve notions in investing called home bias, and...

Reactionary Investing vs. Strategic Investing

Reactionary investing is common among many wealthy individuals. Over the course of several years, they will allocate money to investments which seem, at any given moment in time, attractive.  Although people can do well investing in attractive opportunities as they...
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